UPI offline transactions: UPI is the most popular in India in the world of online payments. UPI has played a big role in the sharp expansion of digital payments. Today, people from cities to villages are using UPI fiercely.
Many people have become so addicted that they have almost stopped making cash payment. But sometimes due to the weakening of the network, it becomes difficult to pay from UPI.
So today we will tell you how you can pay UPI without internet. This method of paying offline UPI will help you make payment despite the network problem.
Now it is possible to pay from UPI even if there is no internet. Know step by step method:
Step 1: Dial *99# from your mobile.
Step 2: Select your favorite language.
Step 3: Select the ‘Send Money’ (Pay) Option from the menu.
Step 4: Select one of the UPI ID, mobile number or bank account number for payment.
Step 5: Fill the details and amount of the receiver.
Step 6: Add UPI PIN and confirm the payment.
Benefits of payment without internet UPI
No internet compulsion: Can also pay in such areas where internet is not available.
Smartphone is not needed: UPI payment can also be done from ordinary keypad mobiles.
Never do transactions: The bank servers are active all the time, so that 24 × 7 transactions are possible.
Safe and simple payment: Can pay with complete security without app.
These banks are providing offline UPI payment facility?
Almost all the major banks of India offer offline UPI payment facility through *99#. This includes big banks like SBI, HDFC, ICICI, Axis, PNB and Bank of Baroda.
Keep these things in mind during UPI payment:
UPI PIN should not tell anyone: Do not share your UPI PIN to anyone for your safety while making UPI payment.
Use only official USSD code: Use only *99# code to make offline payment.
Mobile number should be linked to the bank: Make sure your mobile number is connected to the bank account, so that there is no problem in the payment.
It is very important to take precautions for security related to offline UPI payment.
What is the limit of offline UPI payment?
You can pay up to ₹ 5000 at a time through offline UPI. *Not only can be paid using USSD code (99#), but also can also send a request to change UPI PIN and receive payment.
What is UPI?
UPI i.e. Unified Payment Interface is a way that you can easily send and get money from your smartphone. In this, you only need a special UPI ID. This does not require the bank account number or other information, and the money is transferred immediately.